If you are ever involved in an auto accident, it is always a good idea to talk with a lawyer experienced in dealing with this kind of situation. Not only will he or she know how to work with insurance companies, but will also understand the different laws regarding who has to pay what and how much compensation you should expect to receive. Even though most car accident cases are settled without going to a trial, it is important you have legal representation to help you completely understand the settlement. Here are just a few of the situations you may come up against.
When there are serious injuries involved in the car accident, the person at fault may not have enough insurance coverage to pay for everything. When this happens, your auto accident lawyer will work with your insurance company to help pay the difference. If there is still not enough coverage, you will need to have a judgement set up against the other party. Sometimes this can be taken care of when the person sells a piece of property, but many times it will be something that sits without being paid for many years. Your lawyer will make sure there is a lien against any property, life insurance payments, or inheritances to fulfill what is owed to you.
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If you decide to take the insurance company's offer of settlement, you need to be sure that it is enough to cover your expenses. An experienced lawyer will work with your medical team and any mechanics working on your vehicle to find out what type of expenses you will incur. Your lawyer can also make sure that if you will require long-term medical care that it will be included in the settlement. You may receive a lump sum once the case is settled with additional payments if there are more medical bills tied to the accident. Usually this amount is limited to a specific amount of time and you will need to have definitive proof that the accident was the cause.
Even if you were only slightly injured in the accident, it is a good idea to consult with an auto accident attorney. Many will give you a free initial consultation and will not require any payment until after the case settles. It certainly will not hurt to have someone experienced with the whole process on your side. For more information, contact companies like Knafo Law Offices.